Senior Plans
Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance.
Medicare Supplements are a health insurance policy sold by private heath insurance companies to fill the “gaps” in Medicare coverage. For more information or to get a quote, fill out our online Medicare quote form (see below).
Currently, we represent 6 Medicare organizations which offer 40 products in our area. You can always contact medicare.gov, 1-800-medicare or your local State Health Insurance Program (SHIP) for help with plan choices.
Medicare Part A
Also known as hospital insurance Medicare Part A is a basic insurance plan that covers medical services related to inpatient hospitalization and skilled nursing care. It is offered at low or no cost to Americans who are 65 years old and have contributed toward Social Security, as well as other qualified individuals.
Medicare Part B
Medicare Part B is an insurance plan that covers medical services related to outpatient and doctor care. Part B covers medically necessary care and treatment such as preventive services, ambulance, and mental health.
Medicare Part C
Medicare Part C, also called Medicare Advantage, includes the coverage benefits of Medicare Parts A and B. In Addition, Medicare Part C plans offer additional coverage like vision and dental.
Medicare Part D
Medicare Part D plans offer coverage for prescription drugs. The prescriptions covered depend on the plan you select so it is important that you talk with a benefits specialist to find a plan that meets your needs.
Medicare Part A is inpatient and hospital insurance. Part A coverage applies to:
Inpatient hospital care
Skilled nursing facility care
Hospice care
Some home health care
Medicare Part B is outpatient medical insurance. Part B coverage applies to:
Services from doctor
Outpatient care
Durable medical equipment
Preventative services
Some home health care
Medicare Part C (Medicare Advantage) is privately managed, federally approved Medicare plans. Part C plans combine the benefits of Part A and B into one plan and may also include:
Prescription drug coverage
Additional benefits
Medicare Part D plans provide beneficiaries with privately managed, federally approved prescription drug coverage. Medicare Part A and B don’t offer prescription drug coverage, so Part D helps:
Manage prescription drug costs
Provide lower cost-sharing for in-network and preferred pharmacies
Want to know more? Let’s talk!
Complete the form below and we’ll be in touch to learn more about your needs and answer your questions.
This is a solicitation of insurance. By submitting this form, I agree to be contacted by a licensed insurance agent for the marketing of the insurance products (i.e., Medicare Advantage Plans (Part C), Prescription Drug Plans (Part D), and/or Medicare Supplement (Medigap) Products) and services listed above. I’m aware the person who will discuss the products is a licensed and certified representative of Medicare Advantage organizations and/or stand-alone Prescription Drug Plans. Each of the organizations they represent has a Medicare contract. This individual may also be paid based on my enrollment in a plan. Enrollment in any plan depends on contract renewal. I am aware that the person who will contact me is not affiliated with and does not work for the Federal government.
The Centers for Medicare and Medicaid Services requires agents to document the scope of a marketing appointment prior to any individual, one-on-one, sales meeting to ensure understanding of what will be discussed between the agent and the Medicare beneficiary (or their authorized representative). All information provided on this form is confidential and should be completed by each person with Medicare or his/her authorized representative.
By submitting this form, I agree to a meeting with a licensed insurance agent to discuss the types of products I selected above. Please note, the person who will discuss the products is either employed or contracted by a Medicare plan. They do not work directly for the Federal government. This individual may also be paid based on your enrollment in a plan.
By clicking the Submit button, I (or the authorized representative) expressly consent by electronic signature to receive communications via telephone, email, text messaging, artificial or prerecorded voice messages, or automatic dialing from this website (operated by Ritter Insurance Marketing) or an affiliated licensed insurance agent at the contact information provided above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list). Carrier data use charges and rates may apply. I understand that my consent is voluntary and is not a condition of purchasing any goods or services, and that I may change my preferences at any time. Additionally, my (or the authorized representative’s) electronic signature also captures my consent to discuss the types of products I selected above with a licensed insurance agent. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions.